Adam Vaccaro filed this request with the Massachusetts Educational Financing Authority of Massachusetts.


From: Adam Vaccaro

Dear sir or madam:

I am additionally requesting MEFA contracts, during the same time frame, with Zwicker & Associates.

Thank you.

From: Adam Vaccaro

To Whom It May Concern:

Pursuant to the Massachusetts Public Records Law, M.G.L. c.66, §10, I hereby request the following records:

Any contract dating back to 2000 between MEFA and ACS Education Services (or Xerox Education Services), or any other student loan servicers or collectors, indicating the terms of the agreement, including the amount paid to ACS Education Services and other borrowers or servicers, to collect student loans.

I also request that, if appropriate, fees be waived as we believe this request is in the public interest, as suggested but not stipulated by the recommendations of the Massachusetts Supervisor of Public Records. The requested documents will be made available to the general public free of charge as part of the public information service at, processed by a representative of the news media/press and is made in the process of news gathering and not for commercial usage.

I expect the request to be filled in an accessible format, including for screen readers, which provide text-to-speech for persons unable to read print. Files that are not accessible to screen readers include, for example, .pdf image files as well as physical documents.

In the event that there are fees, I would be grateful if you would inform me of the total charges in advance of fulfilling my request. I would prefer the request filled electronically, by e-mail attachment if available or CD-ROM if not.

Thank you in advance for your anticipated cooperation in this matter. I look forward to receiving your response to this request within 10 calendar days, as the statute requires.


Adam Vaccaro

From: Martha Savery

Dear Mr. Vaccaro,

Pursuant to your public records request of January 13th, 2017 attached please find the MEFA's ACS/Xerox and Zwicker agreements with relevant amendments. Although these documents were not originally in an electronic format, per your request we have scanned them to be in electronic format.

As a matter of professional courtesy, fees for this public records request have been waived.
If you have any questions regarding this response, please contact me at<> or (617) 224-4813.

Pursuant to 950 CMR § 32.01(1) and M.G.L. c. 66, §10(a), you are hereby advised of your remedies including your right to appeal to the Supervisor of Records and the right to seek judicial review of an unfavorable decision by commencing a civil action in the Superior Court.


Martha Savery
Records Access Officer

Martha Savery
Director, Public Affairs and Communications
MEFA, Massachusetts Educational Financing Authority
160 Federal Street, 4th Floor, Boston, MA 02110
Main 800.449.6332 | Direct 617.224.4813 | eFax 617.224.5055<>| Facebook <> | Twitter<>

MEFA. Your Massachusetts Educational Financing Authority. The one authority you can trust to be on your side when it comes to paying for college.

The information contained in this email and any attachments to this message are intended for the exclusive use of the addressee(s) and may contain confidential and/or proprietary information. If you are not the intended recipient of this email, or if you have received this email in error, be advised that any use, dissemination, forwarding, printing, or copying is strictly prohibited. Please notify MEFA immediately at either 617.224.4800 or at<> and destroy all copies of this message and any attachments. We thank you for your cooperation and assistance.

From: Adam Vaccaro


Thanks so much for your help with this request! I really appreciate it.

Adam Vaccaro