Closed commercial automotive insurance claims (Montana State Auditor, Securities And Insurance Commissioner)
| Tracking # |
2019-86 |
| Multi Request | Closed commercial automotive insurance claims |
| Submitted | May 2, 2019 |
| Est. Completion | None |
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Communications
From: Luna Droubi
To Whom It May Concern:
Pursuant to the Montana Freedom of Information Act, I hereby request the following records:
I request access to all records relating to closed automotive claims for commercial automobile insurance. Each record should include the following elements:
- 17 digit Vehicle Identification Number (VIN) of insured
- 17 digit VIN ID of claimant(s)
- DOT/MC# of insured
- Vehicle make, model, year
- License plate number/state
- Time/date of accident
- Location of accident
- Description of accident
- Record locator/ID for filed police report
- Incurred loss value (property damage)
- Incurred loss value (bodily injury)
- Date claim closed (property damage)
- Date claim closed (bodily injury)
- Was legal suit filed?
- Was case settled or trial?
- Number of fatalities
- Number of injuries
The requested documents will be made available to the general public, and this request is not being made for commercial purposes.
In the event that there are fees, I would be grateful if you would inform me of the total charges in advance of fulfilling my request. I would prefer the request filled electronically, by e-mail attachment if available or CD-ROM if not.
Thank you in advance for your anticipated cooperation in this matter. I look forward to receiving your response to this request within 10 business days.
Sincerely,
Luna Drubi
From: Muckrock Staff
To Whom It May Concern:
I wanted to follow up on the following Montana Freedom of Information Act request, copied below, and originally submitted on May 2, 2019. Please let me know when I can expect to receive a response.
Thanks for your help, and let me know if further clarification is needed.
From: Muckrock Staff
To Whom It May Concern:
I wanted to follow up on the following Montana Freedom of Information Act request, copied below, and originally submitted on May 2, 2019. Please let me know when I can expect to receive a response.
Thanks for your help, and let me know if further clarification is needed.
From: Muckrock Staff
To Whom It May Concern:
I wanted to follow up on the following Montana Freedom of Information Act request, copied below, and originally submitted on May 2, 2019. Please let me know when I can expect to receive a response.
Thanks for your help, and let me know if further clarification is needed.
From: Muckrock Staff
To Whom It May Concern:
I wanted to follow up on the following Montana Freedom of Information Act request, copied below, and originally submitted on May 2, 2019. Please let me know when I can expect to receive a response.
Thanks for your help, and let me know if further clarification is needed.
From: Muckrock Staff
To Whom It May Concern:
I wanted to follow up on the following Montana Freedom of Information Act request, copied below, and originally submitted on May 2, 2019. Please let me know when I can expect to receive a response.
Thanks for your help, and let me know if further clarification is needed.
From: Muckrock Staff
To Whom It May Concern:
I wanted to follow up on the following Montana Freedom of Information Act request, copied below, and originally submitted on May 2, 2019. Please let me know when I can expect to receive a response.
Thanks for your help, and let me know if further clarification is needed.
From: Montana State Auditor, Securities And Insurance Commissioner
Please see the attached.
Ramona Bidon
Legal Secretary
Office of the Commissioner of Securities & Insurance, Montana State Auditor
(406) 444-2726
e-mail: Rbidon@mt.gov<mailto:Rbidon@mt.gov>
web: csimt.gov
This e-mail transmission and any attachments to it may contain information from the Office of the Commissioner of Securities and Insurance, Montana State Auditor, which is confidential and/or privileged. The information is intended to be solely for the use of the individual or entity named above. If you are not the intended recipient, any disclosure, copying, distribution or use of the contents of this information is prohibited. If you received this e-mail in error, please immediately notify me by return e-mail and delete the information you received in error immediately. Thank you.
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From: Luna Droubi
Ms Bidon
Thank you for your response. Can you please confirm that you are referring to commercial vehicle claims? To be clear, I do NOT seek insurance complaint data, but only commercial automotive closed claims which by definition would contain many of the fields I requested. I would be happy to narrow this request but based on your response it isn't clear that we are referring to the same information.
Thank you
Luna Drubi
From: Montana State Auditor, Securities And Insurance Commissioner
Dear Ms. Drubi;
Your request for information has been forwarded to me. I have read the attached and below correspondence and I'm thinking that you are not familiar with what the Montana State Auditor's office can offer you in the way of information.
First of all, we are not an insurance company and would not have access to complete claim files of insurers unless that claim file were part of a Consumer Complaint.
Secondly, we do not collect, store, track, or in most cases have access to any documents that would specific vehicle information such as VIN or license plate numbers. In any specific complaint or the response to that complaint provided by the insurer, we may obtain documents that contain specific vehicle information, but that information is not separately entered into any tracking or data system that would allow for the retrieval of just that vehicle information.
Lastly, we are the Office of the Insurance Commissioner, we have records pertaining to Consumer Complaints; we do not generally collect, store, house or in any way maintain a database of insurance claim files.
What you are requesting would require us to manually look through each and every Consumer Complaint that involved a Commercial Auto policy, then examine that complaint page by page to try to extract the information you have requested and we may or may not have. You have not specified the time frame of complaints you are interested in so I have no idea how far back you wish to go, therefore I cannot even provided an educated guess at how many consumer complaint files we may have to manually examine, nor can I provide an estimate of cost to search for the requested information.
If you can possibly explain your purpose in requesting this information, the date range you wish us to search for this information, then I may be able to assist you.
Please feel free to contact me directly if you have questions or wish to have a discussion regarding your request.
Sincerely;
Sharon Richetti, Bureau Chief
Policyholder Services Division
Office of the Montana State Auditor,
Commissioner of Securities and Insurance
840 Helena Ave.
Helena MT 59601
406-444-2894
srichetti@mt.gov<mailto:srichetti@mt.gov>
This e-mail transmission and any attachments to it may contain information from the Office of the Commissioner of Securities and Insurance, Montana State Auditor, which is confidential and/or privileged. The information is intended to be solely for the use of the individual or entity named above. If you are not the intended recipient, any disclosure, copying, distribution or use of the contents of this information is prohibited. If you received this e-mail in error, please immediately notify me by return e-mail and delete the information you received in error immediately.
From: Luna Droubi
Dear Ms Richetti
Thank you for your response. Several states (Texas and Mass) offer a database of closed auto insurance claims, so I've been inquiring if other states have a similar program, which doesn't seem likely. I'm interested only in commercial claims, so consumer complaints (for personal autos) is outside my scope anyway. Further, complaints are only a small subset of overall claims so it would not serve my purpose.
I'm glad you responded as this request could have otherwise consumed staff time and I understand now you do not possess records pursuant to my request.
Regards,
Luna
From: Montana State Auditor, Securities And Insurance Commissioner
Thank you Luna;
We will close your request at this time. Please advise if there is anything else we might be able to assist you with.
Sincerely;
Sharon Richetti, Bureau Chief
Policyholder Services Division
Office of the Montana State Auditor,
Commissioner of Securities and Insurance
840 Helena Ave.
Helena MT 59601
406-444-2894
srichetti@mt.gov<mailto:srichetti@mt.gov>
This e-mail transmission and any attachments to it may contain information from the Office of the Commissioner of Securities and Insurance, Montana State Auditor, which is confidential and/or privileged. The information is intended to be solely for the use of the individual or entity named above. If you are not the intended recipient, any disclosure, copying, distribution or use of the contents of this information is prohibited. If you received this e-mail in error, please immediately notify me by return e-mail and delete the information you received in error immediately.
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